SBI Card Elite

Citi Premier Miles

HDFC Regalia

Axis Bank Vistara

Travel credit cards – also known to many as travel reward cards – are a point-based system where the more you travel and make everyday purchases, the more benefits you can reap from them. In other words, using that card more can help you redeem rewards like flight bookings and travel stays from the points you earn. Such travel credit cards work best with those who frequently travel.  

Different bonuses include air mile earning, co-branded benefits with Airlines & partners, and even complimentary lounge access. India provides loads of said credit cards for its people, who frequently go out on leisure and business activities. We’ve compiled a list of the top 10 travel credit cards to use in India. Take a look! 

SBI Card Elite

By charging Rs. 4999 yearly and for the card’s renewal, SBI Card Elite offers two complimentary domesticated air lounges access every quarter. It demands a comparatively lower Forex markup fee of $1.99. And it rewards you 1000 points upon registration of the Complimentary Trident Privilege Red Tier membership.  

The redeemable welcome voucher is worth Rs. 5000 on Yatra. And the Club Vistara membership provides numerous incentives like flight upgrades, hotel advantages, and travel lounge access. A strong way to start, no doubt!

Air India SBI Signature

The Air India travel credit card charges Rs. 4999 annually and for the card’s renewal. Air India loyalists generally choose this as it has a reward earning rate of 4% and an equal share of Air India Miles. Thus, more significant spending can help you avail of greater rewards like free flight bookings.  

Air India SBI Signature also provides a welcome benefit of 20,000 reward points, offers 30 points for every Rs. 100 one spends on Air India Flight Booking, and allows you up to 8 VISA lounge access per year. 2 for every quarter year. It is a card worthy of making second on this list.  

CITI PremierMiles

Citi PremierMiles charges Rs. 3000 yearly with Rs. 3000 for the card’s renewal. It Provides a welcome benefit worth 10,000 miles upon spending Rs. 1000 within 60 days of issuance. And it offers air miles that never expire. In other words, once you get this card, you’re good to go! 

Different from others, Citi PremierMiles allows you a whopping 8 complimentary domestic lounge access every quarter! And their air accidents cover up to Rs. 1 Crore. It’s that good!

IRCTC SBI Card Premier 

Charging users with an annual and renewal fee of Rs. 1499, this travel credit card comes jam-packed with benefits. It offers a reward point for every Rupee spent. And you also receive a welcome bonus of 1500 points. In terms of insurance, both rail and air accidents amount to Rs. 10 Lakh and Rs. 50 Lakh, respectively. 

So, if you’re looking for a solution card that offers numerous methods of earning and redeeming points, the IRCTC SBI Card Premier is just the choice for you.

HDFC Regalia

HDFC Regalia charges its users an annual and renewal fee of Rs. 2500. Those who usually tend to earn points from flight booking select this option. Hence, its reward system is pretty intricate as well. It offers a point for every Rs. 0.50 you spend. And a mile conversion of 0.5. air mile for every point you redeem. And with such incentives, it’s no surprise HDFC Regalia gives a relatively low forex markup fee of 2% 

Therefore, for people who shop often and travel frequently, this travel credit card is just what they need!

Axis bank Vistara Signature

The Axis bank Vistara Signature is a travel credit card best suited to those looking to seek co-branded benefits from air travel. Charging an annual and renewal fee of Rs. 3000, Axis gives several incentives with a welcome bonus of an economy flight and Vistara Club points for each Rs. 200 spent. 

Apart from that, its air accident insurance covers a large amount of Rs. 2.5 crore with protection covers worth Rs. 1 lakh. Simply put, those looking for a haven for their expenses must try Axis Bank!

Intermiles HDFC Signature

The Intermiles HDFC Signature card is yet another dedicated to easing the lives of those who frequently travel. It offers 12 Intermiles for every Rs. 150 spent on flight booking and other similar expenditures. Plus, you receive an additional 6 intermiles for other expenses. 

Charging users an annual and renewal fee of Rs. 2500, this travel credit card provides numerous bonuses and discounts for certain factors you purchase through the card. Intermiles HDFC Signature is commendable in its scope. 

Yatra SBI Card

Perhaps charging the lowest annual and renewal fee of Rs. 499, the Yatra SBI card works in collaboration with Yatra’s website. New cardholders can avail of welcome benefits worth over Rs. 8000! And flight booking done through the site can allow you to avail of numerous discounts. 

It rewards 6 points per Rs. 100 spent on movies, groceries, dining, etc. And it also covers air insurance of Rs 50 Lakh for air accidents. No wonder many people go for this travel credit card!

MakeMyTrip ICICI Bank Signature

MakeMyTrip ICICI Bank Signature is a rather phenomenal option to go for in case you see yourself traveling without a compromise for luxury. It charges you a joining fee of Rs. 2500 while not demanding an annual one at all!  The reward system is complex, but it favors those frequently traveling with a knack for opulence. You earn a My Cash (reward point) for every Rupee you spend. And this, coupled with other features, makes it the right choice for many.  

HDFC Bank Diners Club Privilege 

The final card on the list charges you Rs. 2500 for the annual and renewal fee. And unlike the others on this list, this travel credit card gives more than a 1000 lounge accesses 12 times a year! 

The reward system allows you to earn Airmiles for every 2 points across Club Vistara, Singapore Airlines, and Intermiles. And it prefers a forex markup fee of 2%. It’s definitely, a strong contender to make it on this list!